Understanding, Building, and Maintaining Good Credit

Your credit score is one of the most critical components of your overall financial wellness. Lenders use it to determine whether you can receive certain loans and the rates you’ll pay on credit card accounts. Insurance companies use it to determine your rates. And it can even be used by employers to decide whether you are eligible for certain jobs. Now, more than ever, having a good credit score is essential in order to take advantage of financial solutions that may provide relief during times of uncertainty.

Join in for this no-cost practical session and learn how your credit rating is determined and what steps you can take to build and maintain good credit.

Topics include:
-The importance of credit
-Where to obtain your free credit report
-Five things that affect your credit rating
-Steps to take to rebuild or repair your credit if necessary
-How to build, improve, and maintain your good credit rating

About the Speaker:
Jason Fonseca, financial educator at SAFE Credit Union, has spent the past decade educating residents of the Greater Sacramento area on how to create a successful financial and professional future!